PRICE REDUCED TO COVER NEEDED UPGRADES. NO HOMES IN FLOODPLAIN. This one-of-a-kind Colorado horse property with exclusive private river access and fishing is being offered for public sale for the first time in nearly a century. Representing an exceptionally rare opportunity, this estate offers multiple residences on the Big Thompson River completely outside FEMA-designated floodplains. Riverfront properties without flood hazard concerns are extremely limited in Colorado, and this property is further distinguished by its lack of HOA restrictions, giving you full freedom to create your dream retreat. The property features four distinct residential buildings totaling over 5, 500 square feet of living space, with 8 bedrooms, 5 bathrooms, 5 family rooms, 4 rec rooms or offices, and 7 storage out buildings. Key infrastructure includes Fiber Optic Internet, 2 wells providing dependable great tasting water, septic system, plus high priority county snow removal during the winter on the County Road. Each home has its own unique charm and flexible use potential, making it ideal for extended families, guest accommodations, or rental opportunities. The iconic Rim Rock House, perched above the river and named after the towering eastern cliff wall, offers breathtaking views of 70-foot waterfalls from both levels. A wall of windows fills the home with light, and a cozy gas fireplace adds ambiance to the main living space. The Gateway House is a private 1,346-sq-foot residence with a beautifully landscaped yard, privacy fencing, and a detached 600-sq-foot cottage perfect for guests or creative space. The custom-built Main Home offers over 2,000 sq feet of comfortable living space blending rustic elegance with functionality. With stunning natural surroundings, historic significance, and modern comforts, this riverfront estate offers a truly once-in-a-lifetime chance to create your dream Colorado retreat.